Your standard policy does not cover the cost of brake oil, engine oil, lubricants, nuts, bolts, screws, fuel filter, oil filter, lubricants, and other consumables in the event of an accident. In case you want the insurance company to reimburse the cost of consumables as well you can opt for the consumables cover. However, please note that the consumable are covered only during a claim related to an accident.
Should I opt for this cover?
This cover is suggested to anyone who is interested in providing their car an added layer of protection. This add-on ensures that you are planned way in advance and you save money in case of an accident. However if you are not worried about small out-of-pocket expenses then you can ignore this cover.