Cover pays the policyholder for the amount of depreciation deducted on the value of replaced parts under their own damage claim.

This add on acts as a trusted ally when your vehicle breaks down while in transit. Anything from a flat tyre to a dead battery is looked after with on-the-spot repairs through this cover.

This rider covers repair and replacement expenses owing to accidental loss or damage to tyres and tubes.

If a car needs to be in the repair shop for longer than expected, this cover provides the policyholder with a daily allowance to ease their commute. This allowance is payable for 10-15 days, depending on the cause of the car insurance claim.

If you live in a flood-prone area, you can protect your car’s engine against damage with this rider. It undertakes expenses incurred for the repair and replacement of internal parts of the engine, gearbox, transmission, and differential assembly, including the lubricating oil and consumables used in the assembly, excluding fuel.

If an accident leaves a car in a total loss or constructive total loss, or if it is stolen, under this cover, the insured is reimbursed with the difference between the sum assured and the invoice value of the car.

This rider covers the cost of key replacement in case they are lost or stolen or if your car has been broken into. It also pays for the labour cost for replacing the locks.

This rider pays for the loss or damage to the insured and their family members’ personal belongings, including audio/videotapes, CDs, etc. It excludes coverage on the loss of money, jewellery, bank-related items such as debit cards, cheques, etc.

This rider covers the cost of consumables that need to be replaced or replenished owing to an accident of the insured car. The consumables include engine oil, gearbox oil, lubricants, nut & bolt, screw, distilled water, grease, oil filter, bearing, washers, clip, brake oil, air conditioner gas, and items of similar nature excluding fuel